Winter Home Prep Tips for Safety and Warmth

As the chill of winter creeps closer, it's natural to worry about how to keep your home safe and warm. The good news is that by taking a few proactive steps now, you can alleviate stress and avoid costly insurance claims later.

Update Your Smart Thermostat Settings

 

Smart thermostats are smarter than ever, adjusting automatically to optimize energy use. For a comfortable balance, set yours between 68°F and 70°F while home. This reduces energy waste and ensures a cozy living space.

Check and Clear Solar Panels

 

For those with solar panels, remember to activate winter modes and keep an eye on snowfall. Regularly clear snow from the panels after a storm to maintain their efficiency and continue reaping those energy savings.

Boost Indoor Air Quality

 

Winter is synonymous with closed windows, making indoor air quality a priority. Use HEPA filters to capture viruses and particles, or opt for MERV 13+ filters if dust and allergens are concerns. Apply these in your HVAC systems or use portable units for improved air quality.

Document Your Home Digitally

 

In case of a problem, documenting your home can streamline insurance claims. Use your smartphone to create a video walkthrough of your home and valuables. This quick action can save time if the unexpected occurs.

Seal Gaps Around Windows and Doors

 

This classic tip remains one of the most effective ways to prevent heat loss and reduce energy bills. Carefully seal any gaps around your windows and doors to keep your home insulated from the icy winds of winter.

Insulate Exposed Pipes

 

Don’t let the cold burst your bubble—or your pipes. Insulating pipes in basements or exterior walls is critical in preventing freezing and bursting. Simple insulation can save you from messy, costly trouble.

Clean Out Gutters

 

Blocked gutters can lead to ice dams and water backup. Clear out leaves and debris before heavy snow falls to ensure your gutters are ready to handle the melt-off.

Schedule a Heating System Checkup

 

No one wants to face a heating failure on the coldest day of the year. Avoid this by scheduling your annual heating system inspection to catch potential issues early.

Focusing on even a handful of these tasks can significantly enhance your home's protection this winter. Stay proactive and remember, it's never too late to start these home-prep projects. As we brace for winter's challenges, consider reviewing your homeowners insurance policy with us to ensure you're covered for winter weather events. We're here to help!